Specialized insurance for Psychology Practitioners — exclusively through CPA/CPAP

You have access to a comprehensive suite of insurance products designed specifically for the risks psychology practitioners face — in the clinic, online, and beyond.

Apply for Coverage

Protecting you and your practice through one program

CPA/CPAP’s Professional Liability/ Commercial General Liability insurance program, in partnership with BMS Canada Risk Services Ltd. (BMS), is tailored to meet the needs of psychology practitioners. Join over 13,000 members who receive combined Professional Liability Insurance (PLI) and Commercial General Liability (CGL) through BMS.

As BMS clients, members also have access to other insurance products and solutions tailored to psychology practitioners at every stage of their career:

Did you know? Telepsychology/E-Services are included in the CPA/CPAP Professional Liability Insurance Policy

The CPA/CPAP Professional Liability insurance policy applies to telepsychology services delivered in Canada and worldwide. When delivering telepsychology services and in order for your insurance coverage to apply, you must be working within your scope of practice. You must also abide by the professional regulations in your jurisdiction (for instance, the province in which you reside) and in the jurisdiction where your patient is located.

Learn more about Professional Liability Insurance available to CPA/CPAP members by watching this video:

Free legal advice — because protecting your practice shouldn't cost extra

Navigating the legal system is costly and time-consuming. That's why members who purchase Professional Liability Insurance (PLI) through BMS receive complimentary access to confidential legal guidance from Gowling WLG (Canada) LLP — one of Canada's leading national law firms with deep expertise in health care professional liability.

Professional legal helpline — no charge, no obligation

Reach a dedicated Gowlings lawyer for practical guidance on issues that affect your practice, including:

Privacy and confidentiality;
Conflicts of interest;
Responding to third-party requests for information;
Inquires from your regulatory body;
How to respond to a subpoena;
Professional misconduct matters; and
Ethical and professional obligations.

Gowlings Pro bono Legal Helpline: 1-855-441-4424
www.gowlingwlg.com

Need to report a claim? Here's what to do

If an incident occurs that may give rise to a claim, act promptly. Notify your broker or insurer as soon as practicable and document the event thoroughly, including all parties involved and any relevant details.

Have the following ready when you report:

Your certificate of insurance
Statement of claim, declaration, motion, College complaint letter, or other applicable legal documents
Any other relevant documentation

PLI/CGL or Business PLI (IPG)
Contact IPG: cpacpapclaims@ipgclaims.com

Cyber — Breach Response Services (Beazley)
1-844-778-5950 | bbrcanada@beazley.com

Employment Practices Liability (Berkley Canada)
claims@berkleycanada.com

Personal / Business Legal Insurance (ARAG)
1-877-255-4269 (English) | 1-888-845-5205 (French)

Property — after-hours emergency claims (Ecclesiastical)
1-888-693-2253 | claimsservices@ecclesiastical.ca

About BMS

BMS Canada Risk Services Ltd. (BMS Group)
979 Bank St, Suite 200
Ottawa, ON K1S 5K5

This website is for information purposes only. The policy wording sets out the terms and conditions of the insurance contract, including any exclusions, limitations deductibles, or coverage extensions that may apply. In the event of a claim such terms and conditions may limit the amount of payable or exclude coverage. If you wish to receive the Policy document, please contact us.

For more information about your insurance broker, BMS Canada, and insurance regulatory principles of conduct, please click here.

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